The browsing and use of the website are subject to the below terms and conditions, including but not limited to protecting the website's property rights, consent when registering on the website, and filling out forms on the website for receiving information and content, including marketing content.
The services are provided by FINQ through a digital platform. Joining the service, determining the level of risk and investment policy, characterizing the needs, and managing the financial assets are done by digital means replacing the client's physical encounter with an investment manager/insurance agent. Savings/Insurance are obtained using technological means that include, among other things, decision-supporting models in accordance with the client's policy and level of risk. The stages of the process are controlled by FINQ's employees. Financial asset management is done in accordance with the investment/savings policy by FINQ through investment solely in financial products, which is permitted and/or will be permitted from time to time for the Company to purchase in the investment portfolio at FINQ's discretion and in accordance with the provisions of the law as they will be from time to time, including deposits and cash (in Israeli and foreign currency), and according to the directive of the Securities Authority to licensees in connection with the provision of services using technological mean. A portfolio managed by FINQ will include only units of mutual funds, including foreign funds that the authority granted permission to offer to the public in Israel under the Mutual Investments in Trust Law 1994, certificates Basket, deposits, and cash.
The data and / or information published on this site (the "Information") has been obtained from third parties, including other sites ("Information Providers") and may change from time to time and are provided "As Is", for your convenience and personal use. Among other things, you must take into account that after its publication, there may be changes in the information, which will not necessarily find expression on the site.
The company has the right to change the site from time to time, including adding and / or terminating services and / or changing the terms of use and conditions of use of the site and / or ceasing the site in full or in part, at its sole discretion. Receive notice of this in another way, whichever comes first.
Technology
The Company uses various software and technologies, which are based on, among other things, cookies, tags, pixels (jointly below “Cookies”) for the day-to-day running of the Online Services, to verify your information and/or verify your identity, and to collect and process various statistics about you and how you use the Online Services, the actions they are used for, preferred uses, matching services and products to the user's personal preferences or needs, matching and targeting advertising and marketing content based on such information and data that was collected and processed, including for cross-checking all such data with other uses by the user of the Online Services and on other platforms provided by the Company and/or through it, whether in direct transactions with the Company, when managing user accounts, and/or other online and digital uses of the user via other websites or other apps of the Company.
We would like to make clear that you can at any time revise or change the settings of your device/computer and completely or partially block the use of various Cookies and/or other authorizations requested by the Online Services and other digital services that you use. In this case, some or all of the Services may not work properly (for example, auto-detect, preferred uses, or language may not be retained). Changing the settings of your device, as aforesaid, is your sole responsibility. You may erase your information from being used for Google Analytics and other third party services, in accordance with their terms, and redefine and control any advertising directed to you from Facebook, through your user settings on their websites.
Thus, by agreeing to the terms and conditions of this Privacy Policy, you consent to the use of the technologies described and of other technologies, as may be from time to time, for similar purposes, including the use of information collected through the technologies for identifying and/or profiling you.
Service
While using the Services, links to external pages may appear in the form of advertisements, banners, links and similar. If you are able to use a link to other websites or services, should you choose to use them, from the moment of such use you will be subject to the privacy policy terms of such websites/pages/apps. We would like to make it clear that if you choose to use and/or download and/or install external websites/pages/apps that the use of the Services link to, FINQ has no control over the terms and conditions of the privacy policies of such external websites/pages/apps and/or the way they work and/or the consequences of using such external websites/pages/apps and/or the risks involved in the use of those external websites/pages/apps and the responsibility for the use of these external websites/pages/apps is fully on you. It is advisable to browse and read the privacy policies of these websites before using them.
Without downplaying the foregoing uses, as long as your device settings allow it, the Company can and may provide statistical and/or aggregate information, that is not personal and is not personally identifiable, to third parties, among other things, in order to improve, enhance or streamline the Services and accompanying or related services, and to adapt content for you that focuses on your needs and preferences.
When a location-based service is enabled on your device, the Company may use information about your location that is received from GPS signals, nearby wi-fi access points and cellular antennas, whether the app is active or not. You can disable location-based services through your device's operating system. Once such service has been disabled, we will no longer receive information regarding your location.
When the notification service is enabled on your device, we can send you various notifications related to the app on your device, regarding actions performed in the app, important updates and, from time to time, offer you various products or services that you may be interested in, based on your preferences and/or your use of your account or of the app, and all subject to your rights under any law. You may disable or block the notification service by toggling the operating system settings on your device.
We would like to make clear that in addition to this privacy statement, the legal aspects and all other terms of use, if any, will apply to the Services and/or products, as well as all the documents you signed in connection with the account managed in your name in the Company, if at all. The purpose of the provisions of these terms and conditions is to add to and not to lessen the validity of any other agreement between you and the Company.
Consents
Consent for the app to receive push notifications - such consent is required so that the user can receive push notifications related to important updates, notification of actions carried out in the account, and to offer you various products or Services that you may be interested in, from time to time, based on your preferences and/or your use of your account or of the app, and all subject to your rights under any law.
Access to device camera - such consent is required so that the user can use the camera to upload documents required by the Company, at the user's request.
Access the photo gallery, and to saved files and memory on the device - such consent is required so that the user can select files, pictures or photos, as the user chooses, from the photo gallery for uploading files from the device memory for the Services requested by the user.
Access to identity/phone/deviceID data - for creating unique identifiers when signing up or for access to various Services, for identification and authentication and quality assurance, according to your user settings.
The laws of the State of Israel shall apply to the use of the website and everything arising from such use, and the courts in the Tel Aviv-Jaffa District shall have the exclusive and sole jurisdiction in any matter related to them.
Do not rely solely on the information contained on the site. Without derogating from those mentioned above, in any case of contradiction or discrepancy between the information appearing on the website and the information registered in the company's books and/or appearing in official publications, the information registered in the company's books and / or official publications will determine, as the case may be.
The information contained on this site should not be construed as an offer and / or investment advice and / or tax that takes into account your data and special needs for the purchase and / or execution of any operations and / or transactions, and does not constitute a recommendation and / or opinion and / or substitute for your discretion.
Personal Computer Security
Use antivirus software on your computer, and update routinely.
Use Anti Spyware software for detecting spyware on your computer, and update routinely.
Use the Personal Firewall software on your personal computer.
Use new browser versions, Internet Explorer 8, Mozilla Firefox 3.5, Safari 3.2, Opera 9.5, Google Chrome and any more advanced version of these browsers.
Update the operating system, browser and other off-the-shelf software with information security fixes as issued from time to time.
Do not store identifiable information on your computer for fear of being compromised by Trojans or file-sharing software (such as Emule), that allow access to files on the computer.
Avoid downloading unfamiliar software to your computer.
Avoid downloading unfamiliar files from the internet.
We recommend that temporary files be automatically deleted when the browser is closed, via the Tools menu → Internet Options → Advanced → Empty Temporary Internet Files folder when closing the browser.
Key Measures
Identification at login - identification using a user code and personal password.
Communication encryption - the transfer of information between FINQ computers and your computer, via the internet, is encrypted.
Registration as a legitimate website - the Company's websites are registered with ClouldFlare as secured sites, and contain a mechanism that allows communicating with ClouldFlare, as a third and independent party, for confirmation that these are the official websites of the Company.
Protection components - a variety of communication-level filtering components, and infrastructure and applicative protection and filtering components. Activity log - keeping track of the events of the system users.
Supervision and control - running consistent means of supervision and control over connectivity to the website.
Information security tests - stringent tests are performed of the system and its components, by external specialist parties.
Wireless home network
Your default username and password on your wireless router should be regularly changed. We recommend that the wireless communication be secured by using a wireless encryption protocol such as WPA.
The internet provides infinite and diverse information and services but also entails enormous risks. Therefore, it is very important to maintain basic rules for safe surfing.